May 1, 2012
April 25, 2012
February 21, 2012
The financial inclusion challenge as an information revolution
The notion that we cannot count on brick-and-mortar investments to massively expand access to finance in developing countries is now widely accepted. We need to go branchless, and to do so safely we have an opportunity to leverage mobile phones that are increasingly ubiquitous.
Themes:
Information and Communication Technology
February 15, 2012
The True Costs of Joining the Formal Financial System
What products are “right” for people who are outside of the formal financial system and/or poor? It’s a question as relevant in developed economies as in developing ones.
Themes:
Product Design
February 13, 2012
Part 2: High yield loans: the lynchpin of deposit-driven microfinance
Part 1 ("The Economics of Microsavings") of this brief exploration into the economics of savings-driven microfinance looked at the role of microsavings at microfinance institutions.
Themes:
Savings
February 6, 2012
The Economics of Microsavings
I have a confession to make. When I began composing this blog, I approached it with a fairly simple hypothesis: Microfinance institutions (MFIs) that engage in large-scale deposit taking must likewise grow their loan portfolios.
Themes:
Savings