Projects
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The Impact of CARES Commitment Savings for Smoking Cessation in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Country: Philippines Research Areas: Reimagining Financial Access Themes: Behavioral Economics, Commitment Devices, Savings Status: Complete |
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Impact of Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Country: Mexico Research Areas: Measuring Impact Themes: Credit Status: Ongoing |
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Impact of Microcredit and Interest Rate Sensitivity – First Valley Bank, First Macro Bank, and FICO Bank, Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Country: Philippines Research Areas: Mechanisms Matter, Measuring Impact Themes: Credit, Interest Rates Status: Complete |
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Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Country: Morocco Research Areas: Measuring Impact Themes: Credit Status: Ongoing |
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Examining Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Country: Ghana Research Areas: Mechanisms Matter Themes: Credit, Insurance Status: Complete |
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Group vs. Individual Liability in Peru Reexamining the institutional impacts of offering group liability vs. individual liability loans within a group lending program. Country: Bolivia, Peru Themes: Credit, Product Design Status: Ongoing |
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Introducing Financial Services to Newly Monetized Amazonian Communities Measuring the impact of giving lockboxes to members of an indigenous community in the Amazon Basin, and seeing if the existence of the project itself has an impact on people's behavior. Country: Bolivia Research Areas: Reimagining Financial Access Themes: Behavioral Economics, Commitment Devices, Savings Status: Ongoing |
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Alarm Boxes: Combining Commitment and Reminders Testing the impact of combining reminders (in the form of an alarm) and commitment devices (a lockbox) on increasing savings. Country: Bolivia Themes: Behavioral Economics, Commitment Devices, Savings, Technology Adoption Status: Ongoing |
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Half of the World is Unbanked: New global estimates from FAI The first global estimate of its kind reveals that 2.5 billion adults do not use formal services to save or borrow. Who are these ‘unbanked’ populations? Where do they live? How do they survive? And what lessons do these estimates hold for policymakers working to improve levels of financial inclusion for poor populations? Research Areas: Reimagining Financial Access Themes: Big Picture, Credit, Financial Literacy, Participation, Product Design, Research Methodology, Savings, Ultra Poor Status: Complete |
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Targeting the Ultra Poor (TUP) in India Evaluating whether exceptionally poor households, which are often excluded from microfinance, can “graduate” to microfinance through asset transfers and enterprise training. Country: India Research Areas: Reimagining Financial Access Themes: Training, Ultra Poor Status: Ongoing |
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Lock Boxes and a Bridge to Formal Banking in Bolivia Evaluating the effectiveness of restricting access to savings over short periods of time as a way of helping people accumulate lump sums of money to deposit in a formal savings account. Country: Bolivia Research Areas: Reimagining Financial Access Themes: Behavioral Economics, Commitment Devices, Marketing, Product Design, Savings Status: Ongoing |
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Impact of Rural Banking Program on Micro-Entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Country: Kenya Research Areas: Mechanisms Matter, Measuring Impact Themes: Savings Status: Complete |
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Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Country: Mexico Research Areas: Mechanisms Matter Themes: Credit, Interest Rates Status: Complete |
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Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Country: Peru Research Areas: Mechanisms Matter, Measuring Impact Themes: Credit Status: Ongoing |
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Hope versus Fear in Health Credit Marketing in Bolivia Comparing the impact of distinct marketing messages on take up and use of health loans among microfinance clients. Country: Bolivia Research Areas: Mechanisms Matter Themes: Behavioral Economics, Credit, Marketing Status: Ongoing |
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Savings Account Labeling and Financial Literacy Training for Susu Customers in Ghana Understanding the impact of and interaction between a new savings product and financial literacy training for Susu customers Country: Ghana Research Areas: Mechanisms Matter Themes: Behavioral Economics, Financial Literacy, Product Design, Savings Status: Ongoing |
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Evaluation of a Village Savings & Loans (VSLAs) Program in Ghana Understanding the types of people that participate in Village Savings & Loan Programs (VSLAs) and the programs' impact on households and communities. Country: Ghana Research Areas: Measuring Impact Themes: Credit, Savings Status: Ongoing |
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Using a Referrals Program to Test for Asymmetric Information and Borrowers’ Ability to Influence Repayment Behavior of Fellow Borrowers in South Africa Examining whether borrowers have private information on the borrowing “types” of friends and family members, and whether borrowers are able to influence the repayment behavior of fellow borrowers, by attaching a referrals program to a personal loan product. Country: South Africa Research Areas: Mechanisms Matter Themes: Credit Status: Ongoing |
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Interest Rates and Consumer Credit in South Africa Identifying evidence for moral hazard and adverse selection in microcredit. Country: South Africa Research Areas: Mechanisms Matter Themes: Credit, Interest Rates Status: Complete |
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Psychological Responses to Microfinance Loan Recovery Strategies in Peru Measuring the persuasive power of group or individual pressure and optimistic or pessimistic spins to encourage loan repayment in Peru. Country: Peru Research Areas: Mechanisms Matter Themes: Behavioral Economics, Credit Status: Complete |