Projects
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The Impact of CARES Commitment Savings for Smoking Cessation in the Philippines Can financial incentives work to help people quit smoking? The CARES (Committed Action to Reduce and End Smoking) Program, creates a commitment contract that provides financial incentives for smokers who wish to quit smoking. Smokers offered the product were more likely to be smoke-free 6 and 12 months afterwards! Country: Philippines Research Areas: Reimagining Financial Access Themes: Behavioral Economics, Commitment Devices, Savings Status: Complete |
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Impact of Microcredit and Interest Rate Sensitivity – First Valley Bank, First Macro Bank, and FICO Bank, Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Country: Philippines Research Areas: Mechanisms Matter, Measuring Impact Themes: Credit, Interest Rates Status: Complete |
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Impact of Microcredit for Women in Mexico Evaluating the social and economic impact of microcredit on individual borrowers and their communities. Country: Mexico Research Areas: Measuring Impact Themes: Credit Status: Ongoing |
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Impact of Rural Microcredit in Morocco Evaluating the impact of microcredit on poverty reduction in rural Morocco. Country: Morocco Research Areas: Measuring Impact Themes: Credit Status: Ongoing |
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Portfolios of the Poor: How the World's Poor Live on $2 a Day Financial diaries research in Bangladesh, India and South Africa intimately examines the financial “portfolios” of poor households and finds that they lead surprisingly sophisticated financial lives. Country: Bangladesh, India, South Africa Research Areas: Reimagining Financial Access Themes: Big Picture Status: Complete |
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Health Education for Microcredit Clients in Peru Evaluating the impact of a mother and child nutrition health training on the health of microcredit clients and their children, as well as on the sustainability of the partner MFI. Country: Peru Research Areas: Mechanisms Matter Themes: Training Status: Complete |
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Targeting the Ultra Poor (TUP) in Peru Understanding the impact of an asset transfer and subsequent enterprise development on social and economic outcomes among the extreme poor in Cuzco. Country: Peru Research Areas: Reimagining Financial Access Themes: Training, Ultra Poor Status: Ongoing |
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Text Message Reminders and Incentives to Save in Bolivia Evaluating the impact of sending text message reminders to programmed savings clients on frequency and total amount of deposits received, as well as understanding what types of messages motivate clients to comply with their stated desires to save. Country: Bolivia Research Areas: Reimagining Financial Access Themes: Behavioral Economics, Marketing, Savings Status: Complete |
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Targeting the Ultra Poor (TUP) in India Evaluating whether exceptionally poor households, which are often excluded from microfinance, can “graduate” to microfinance through asset transfers and enterprise training. Country: India Research Areas: Reimagining Financial Access Themes: Training, Ultra Poor Status: Ongoing |
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Virtual Conference Toolkit: Reimagining Microfinance Around the World Suggested readings and videos for FAI and MicroSave’s June 8-9 virtual conference Reimagining Microfinance Around the World: Implementing Lessons from Portfolios of the Poor. Co-authors Daryl Collins begin_of_the_skype_highlighting end_of_the_skype_highlighting, Jonathan Morduch, Stuart Rutherford and Orlanda Ruthven, and MicroSave’s Graham Wright will moderate and discuss with conference “attendees” how to turn lessons from the financial diaries into real, on-the-ground solutions for economic development. Country: Bangladesh, India, South Africa Research Areas: Reimagining Financial Access Status: Complete |
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Returns to MSE Management Consulting in Ghana Determining the impact of providing management consulting to micro and small enterprises in Accra. Country: Ghana Research Areas: Mechanisms Matter Themes: Training Status: Ongoing |
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Examining Effects of Crop Price Insurance for Farmers in Ghana Does insurance that protects farmers from low crop prices change the way that they invest? Country: Ghana Research Areas: Mechanisms Matter Themes: Credit, Insurance Status: Complete |
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Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines Evaluating the effectiveness of text message loan repayment reminders and message timing, framing, and personalization for micro-borrowers in the Philippines. Country: Philippines Research Areas: Reimagining Financial Access Themes: Behavioral Economics, Marketing, Savings Status: Complete |
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Commitment Savings Products in the Philippines Evaluating the use of innovative savings products offered in the Philippines Country: Philippines Research Areas: Reimagining Financial Access Themes: Behavioral Economics, Commitment Devices, Savings Status: Complete |
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Half of the World is Unbanked: New global estimates from FAI The first global estimate of its kind reveals that 2.5 billion adults do not use formal services to save or borrow. Who are these ‘unbanked’ populations? Where do they live? How do they survive? And what lessons do these estimates hold for policymakers working to improve levels of financial inclusion for poor populations? Research Areas: Reimagining Financial Access Themes: Big Picture, Credit, Financial Literacy, Participation, Product Design, Research Methodology, Savings, Ultra Poor Status: Complete |
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Group vs. Individual Liability in Peru Reexamining the institutional impacts of offering group liability vs. individual liability loans within a group lending program. Country: Bolivia, Peru Themes: Credit, Product Design Status: Ongoing |
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Lock Boxes and a Bridge to Formal Banking in Bolivia Evaluating the effectiveness of restricting access to savings over short periods of time as a way of helping people accumulate lump sums of money to deposit in a formal savings account. Country: Bolivia Research Areas: Reimagining Financial Access Themes: Behavioral Economics, Commitment Devices, Marketing, Product Design, Savings Status: Ongoing |
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Impact of Rural Banking Program on Micro-Entrepreneurs in Kenya Testing the impact of formal savings accounts on savings, productive investment and expenditures among small-scale entrepreneurs in rural Western Kenya. Country: Kenya Research Areas: Mechanisms Matter, Measuring Impact Themes: Savings Status: Complete |
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Interest Rate Sensitivity among Village Banking Clients in Mexico Measuring the price elasticity of demand among microfinance clients. Country: Mexico Research Areas: Mechanisms Matter Themes: Credit, Interest Rates Status: Complete |
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Impact of Rural Credit in Peru Understanding the impact of credit and access to credit on the lives of the rural poor in Cuzco. Country: Peru Research Areas: Mechanisms Matter, Measuring Impact Themes: Credit Status: Ongoing |