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Impact of Microcredit and Interest Rate Sensitivity – First Valley Bank, First Macro Bank, and FICO Bank, Philippines Investigating the impact of credit on micro-entrepreneurs and understanding optimal client selection through the use of credit scores and variation in interest rate offers. Country: Philippines Research Areas: Mechanisms Matter, Measuring Impact Themes: Credit, Interest Rates Status: Complete |
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Business Education for Microcredit Clients in Peru Much microcredit is targeted at entrepreneurs, but not everyone has business skills or knowledge. Could business training help improve the borrowers' results? Women who received training increased their knowledge, improved their business practices, and had greater revenue. The lender benefited too: those clients had better repayment and were more likely to borrow again. Country: Peru Research Areas: Mechanisms Matter Themes: Training Status: Complete |
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Smoothing the Cost of Education: Micro-Savings in Primary Schools in Uganda Evaluating the impact of a savings program for primary school students and determining whether it can serve as a means to decrease student dropout rates. Country: Uganda Research Areas: Mechanisms Matter Themes: Savings Status: Ongoing |
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Evaluating the Microfinance and Health Protection Initiative in Benin Evaluating the impact of solidarity lending, health education, and provision of health products with Freedom From Hunger and PADME in Benin. Country: Benin Research Areas: Mechanisms Matter, Measuring Impact Themes: Training Status: Ongoing |
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Debt Trap, Financial Literacy, and Savings in the Philippines Examining whether paying off a market vendor’s existing debt to moneylenders will prevent future indebtedness. Country: Philippines Research Areas: Mechanisms Matter Themes: Credit, Financial Literacy, Savings Status: Ongoing |
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Credit with Health Insurance: Evidence from the Philippines Understanding health and risk-taking impacts of access to health insurance in order to estimate the optimal distribution channel for these micro-insurance products. Country: Philippines Research Areas: Mechanisms Matter, Measuring Impact Themes: Behavioral Economics, Insurance, Marketing Status: Ongoing |
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Valuing Trust in Poor Communities in Peru Investigating what determines trust in social networks in poor communities and evaluating a novel microfinance model that aims to reach a broader array of clients through the incorporation of individual lending practices into an existing group lending model. Country: Peru Research Areas: Mechanisms Matter Themes: Behavioral Economics, Credit, Product Design Status: Ongoing |
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Interest Rates and Client Incentives for Repayment in Peru Understanding how current and potential microfinance clients respond to changes in interest rates. Country: Peru Research Areas: Mechanisms Matter Themes: Credit, Interest Rates, Product Design Status: Complete |
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Cosignatory Requirement as a Barrier for Women Accessing Credit in Peru Examining whether the cosignatory requirement is indeed acting as a barrier for women accessing credit. Country: Peru Research Areas: Mechanisms Matter Themes: Credit, Product Design Status: Ongoing |
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Inviting Husbands to Female Microcredit Groups in Mexico Evaluating household impacts of including husbands in solidarity lending groups. Country: Mexico Research Areas: Mechanisms Matter Themes: Credit, Gender, Product Design Status: Complete |
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Examining Underinvestment in Agriculture: Returns to Capital and Insurance among Farmers in Ghana Examining how insurance products and capital shocks impact farmers’ investment decisions, distinguishing between the effects of risk aversion and of capital constraints on farmers’ behavior. Country: Ghana Research Areas: Mechanisms Matter Themes: Insurance Status: Ongoing |
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Consumer Education in Microinsurance Taking stock of and identifying good practices in insurance education Country: India Research Areas: Mechanisms Matter Themes: Financial Literacy, Insurance, Marketing, Training Status: Ongoing |
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Health Insurance and Quality of Care in India Examining how participation in a health insurance scheme affects the quality of care accessed by individuals. Country: India Research Areas: Mechanisms Matter Themes: Insurance Status: Ongoing |
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Peeling Back the Layers of Group Liability in Bolivia Examining whether reducing group liability in a group lending program in Bolivia will broaden the program's outreach while maintaining high repayment rates. Country: Bolivia Research Areas: Mechanisms Matter Themes: Credit, Product Design Status: Ongoing |
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Measuring Demand for Hospitalization Insurance in the Philippines Examining the take-up of a health insurance product offered to microfinance clients in order to study price sensitivity and assess the extent of adverse selection. Country: Philippines Research Areas: Mechanisms Matter Themes: Insurance Status: Complete |
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The Unbanked: Evidence from Indonesia Aims to understand why so many poor households lack access to finance and whether the unbanked are creditworthy or largely not interested in borrowing. Country: Indonesia Research Areas: Reimagining Financial Access, Mechanisms Matter Themes: Credit, Savings Status: Complete |
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Finding Missing Markets: An Agricultural Brokerage Intervention in Kenya Examining the impact of marketing assistance and trade credit among farmers' groups. Country: Kenya Research Areas: Mechanisms Matter Themes: Credit, Marketing Status: Complete |
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Impact of Group versus Individual Liability in the Philippines Examining the institutional and client social network impacts of offering group liability vs. individual liability loans within a group lending program. Country: Philippines Research Areas: Mechanisms Matter Themes: Credit, Product Design Status: Complete |
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Impact of Financial Literacy and Business Training on Microfinance Clients in the Philippines Understanding the costs and benefits of financial educational add-on programs on microfinance clients. Country: Philippines Research Areas: Mechanisms Matter, Measuring Impact Themes: Financial Literacy, Training Status: Ongoing |
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Deposit Collectors in the Philippines Evaluating the impact of door-to-door deposit collection service on clients’ saving and borrowing behaviors. Country: Philippines Research Areas: Mechanisms Matter Themes: Behavioral Economics, Commitment Devices, Savings Status: Complete |