Throughout the Sentinel project, the researchers have continued to ask about the Sentinels’ digitization experience, so it’s opportune to now consider what they’ve said. In this piece, we’ll examine the challenges Sentinels have faced (and opportunities grasped) on the supply side; we’ll then explore some of the demand-side trends that the pandemic has brought; and conclude - with support from other Sentinel researchers - by exploring how much digitalization is an enduring reality. Could it be that what we see among traditional microfinance providers is better understood as an incrementalism than the transformative digital revolution that seemed to be happening?