The microcredit movement is premised on the idea that access to capital will be liberating, empowering, and profit-making. But as the Indian microfinance sector closed out another year, it’s hard to be so ebullient.
If there’s one microfinance word that rose above all others in 2011, it’s overindebtedness.
Expanding financial access can be a beautiful thing, but how people understand and make use of financial tools deeply matters, too.
Since the assignment for a round-up of the year from my perspective was broad, I’m going to take full advantage, stretching this to financial access from microfinance and addi
What has been the biggest event in the financial inclusion space over the last year?
The shift in the field’s thinking to recognize the poor’s deep need for payments capabilities on par with other financial needs.

